Gallatin Homes under $400,000

Welcome to Gallatin, Tennessee—a charming city nestled in the heart of Sumner County, just a stone's throw away from the vibrant city of Nashville. Known for its picturesque landscapes and rich history, Gallatin offers a delightful blend of small-town charm and modern convenience. With its beautiful parks, historical sites, and a thriving community, it's no wonder that Gallatin has become a sought-after destination for families, professionals, and retirees alike.

One of the most appealing aspects of Gallatin is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you'll find a range of options that cater to various tastes and lifestyles. From cozy single-family homes with charming front porches to contemporary townhouses with modern amenities, there’s something for everyone. The affordability of real estate in Gallatin makes it an attractive choice for first-time homebuyers and those looking to invest in a growing community.

In addition to its beautiful homes, Gallatin boasts a variety of local attractions, including the stunning Old Hickory Lake, perfect for boating and fishing enthusiasts. The city also features a vibrant downtown area filled with unique shops, delicious dining options, and community events that foster a strong sense of belonging.

Whether you’re drawn to the serene landscapes, the friendly atmosphere, or the affordability of housing, Gallatin, TN, is a place where you can truly feel at home. Explore the possibilities today and discover your dream home in this enchanting city!

Newest Gallatin Homes under $400,000

$359,990

3 Beds ⋅ 3 Baths ⋅ 3622005 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

The Norwood II at Laurelwood Park by Smith Douglas Homes. End unit that is designed for comfort, convenience, and modern living. This two-car garage townhome features a mudroom and coat closet, providing convenient storage. The center island kitchen connects to a cozy breakfast nook and family room, creating a warm and inviting living space. Upstairs, the owner's suite is a private in the back of the home. The laundry room is conveniently located upstairs, making it easy to keep up with household chores. In addition to the owner's suite, there are two bedrooms and a bathroom in the front of the home, providing plenty of space for family or guests. The loft is a versatile space used as a playroom, home office, or additional living space. *4.99% FHA / VA 5/1 ARM rate is available on this homesite for a limited time with use of Ridgeland Mortgage!* Special offer details apply.

401 Kingsbury Dr, Gallatin

$309,990

3 Beds ⋅ 3 Baths ⋅ 3622000 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

421 Kingsbury Dr, Gallatin

$349,900

4 Beds ⋅ 3 Baths ⋅ 3621509 MLS ⋅ ACTIVE Status ⋅ 0.14 Acres ⋅ 37066 Zip Code

Loan amount $262,425 through The Housing Fund’s Shared Equity Program — The Housing Fund contributes 25% of the purchase price, resulting in a reduced loan amount. Buyers must be first-time homebuyers, contribute 1% of the sales price, meet program income requirements, and be approved by The Housing Fund. Buyer responsible for closing costs (separate assistance programs may be available). Designed for mostly one-level living, this brand-new home features 3 bedrooms and 2 full baths on the main level. Upstairs offers a private retreat with an additional bedroom, full bath, and spacious flex room—ideal for guests, hobbies, or a home office. Conveniently located near shopping, dining, parks, and major highway access, offering both comfort and connectivity. Homes with this structure are limited and reserved for qualified buyers—schedule your showing to learn more.

871 Blessings Way, Gallatin

$299,990

3 Beds ⋅ 3 Baths ⋅ 3621345 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

The Ellison II at Laurelwood Park by Smith Douglas Homes offers a thoughtfully designed floor plan that perfectly blends style and functionality. The open-concept kitchen, complete with a spacious island and generous cabinet space, flows seamlessly into the dining and living area, where a cozy fireplace creates the perfect gathering space. Step outside onto the private deck to relax or entertain. Upstairs, the owner's suite offers a walk in closet and private bath, while two additional bedrooms, a full bath, and a convenient second-floor laundry room provide comfort and functionality. Luxury vinyl plank flooring extends throughout the entire first floor, and the attached two car garage adds everyday convenience.

709 Shreve Dr, Gallatin

$360,000

3 Beds ⋅ 2 Baths ⋅ 3621195 MLS ⋅ ACTIVE Status ⋅ 0.2 Acres ⋅ 37066 Zip Code

Open House, Sunday 10/18, 2:00-4:00. Hard-to-find at this price point! This well-maintained 3-bedroom, 2-bath home offers 1,263 square feet of comfortable living space in a desirable Gallatin location. Enjoy a large privacy-fenced backyard with plenty of room for entertaining, pets or play. Residents also have access to a neighborhood playground, adding to the home's appeal. Conveniently located near Publix, Lowe's, restaurants, and everyday shopping, with easy access to the upcoming Crossroads development, bringing even more retail and dining options to the area. Don't miss this opportunity to own an affordable home with great outdoor space and convenient amenities nearby.

1371 Habersham Dr, Gallatin

$294,990

3 Beds ⋅ 3 Baths ⋅ 3611381 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

Experience the Roxbury Floorplan offering the space, style, and low-maintenance living you’ve been searching for. Featuring 3 bedrooms, 2.5 baths, a 1-car garage, and a private backyard with the ability to fully fence, this 1,503 sq. ft. open-concept design is perfect for everyday life and entertaining. This featured homesite special delivers exceptional value with discounted upgrades already selected, including upgraded flooring, countertops, and cabinetry! Enjoy outdoor living on the extended 10x12 back patio, perfect for relaxing or hosting guests. Plus, you’ll have peace of mind with our Ryan Homes “1-2-10” new home warranty included. Located in the highly sought-after Station Camp school zone, McCain’s Station offers unbeatable value just minutes from shops, dining, and major highways. Why rent when you can own?

552 Tompkins Ln, Gallatin

$324,990

3 Beds ⋅ 3 Baths ⋅ 3611383 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

Your next home is waiting at McCain Station! The Roxbury Grande floor plan by Ryan Homes brings you the space, style, and low-maintenance living you’ve been searching for. With this 6 ft extension, this floor plan features an extra 264 sq ft of space, a larger kitchen and great room, and an upgraded owner's bathroom. Featuring 3 bedrooms, 2.5 baths, and a 1-car garage, this open-concept design is perfect for everyday life and entertaining. Plus, you’ll have peace of mind with a new home warranty included! Located in the highly sought-after Station Camp school zone, McCain Station offers unbeatable value just minutes from shops, dining, and major highways. McCain's Station Townhomes offer backyard space that you can fence in (with a privacy fence!). Why rent when you can own? Seller concession available with NVR Mortgage. Schedule your tour today!

556 Tompkins Ln, Gallatin

$299,990

3 Beds ⋅ 3 Baths ⋅ 3612845 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

Discover the Rosecliff at Windsong in Gallatin, a stylish townhome offering 3 bedrooms, 2.5 baths, and a 2-car garage with an open-concept design that makes everyday living and entertaining effortless. The spacious kitchen features a large center island, abundant cabinetry, and plenty of workspace for gathering with family and friends. Upstairs, the private owner's suite includes dual walk-in closets, while two additional bedrooms, a full bath, and a conveniently located laundry room provide comfort and functionality. A versatile loft adds extra flexibility, making the perfect home office, media space, reading nook, or play area. Enjoy the ease of low-maintenance living with lawn care included, plus the freedom to fence your backyard and create your own private outdoor retreat. Windsong offers an ideal location just minutes from downtown Gallatin and Old Hickory Lake. You'll also love being within walking distance of Publix, Agave's, Jonathan's Grille, Club Pilates, and other everyday conveniences. For added peace of mind, every home includes a comprehensive 1-2-10 warranty. Be sure to ask about our special October incentives available through our preferred lender, designed to make homeownership even more attainable. We’d love the opportunity to show you everything Windsong has to offer and share why so many buyers are choosing to call this beautiful community home.

1196 Savannah Ave, Gallatin

$299,585

3 Beds ⋅ 3 Baths ⋅ 3612844 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

***END UNIT OPPORTUNITY!!! Don't miss your chance to own one of the final opportunities in the highly sought-after Windsong community! The Roxbury by Ryan Homes offers the perfect combination of style, comfort, and low-maintenance living with 3 bedrooms, 2.5 baths, a 1-car garage, and 1,503 square feet of thoughtfully designed space. The open-concept main level seamlessly connects the kitchen, dining area, and family room, creating a bright and inviting space that's perfect for everyday living and entertaining. Best of all, you still have the opportunity to personalize your interior finishes and make this home uniquely yours. Upstairs, escape to your private owner's suite featuring two spacious closets and a spa-inspired bath designed for relaxation. Two additional bedrooms, a full bathroom, and a convenient upstairs laundry room provide the functionality today's homeowners are looking for. Outside, enjoy something that's hard to find in townhome living: your own backyard space that can be fenced, making it ideal for pets, outdoor gatherings, or simply enjoying a little extra privacy. Located in the desirable Windsong community, you'll enjoy easy access to shopping, dining, entertainment, and major highways, all while benefiting from the peace of mind that comes with a comprehensive new home warranty. With only a limited number of homes remaining, now is the time to act. Be sure to ask about our special FLEX CASH incentive available when using our preferred lender, making this incredible opportunity even more attractive. Come see why so many buyers are choosing to call Windsong home!

232 Primrose Ln, Gallatin

$399,900

3 Beds ⋅ 3 Baths ⋅ 3620614 MLS ⋅ ACTIVE Status ⋅ 0.02 Acres ⋅ 37066 Zip Code

**STUNNING END-UNIT TOWNHOME IN HIGHLY DESIRABLE HARBOR CROSSING!** This immaculate 3-bedroom, 2.5-bath home offers the perfect combination of style, privacy, and convenience! Featuring a spacious open floor plan, beautiful hardwood floors, and a highly desirable main-level primary suite! The gorgeous kitchen boasts stainless steel appliances, a farmhouse sink, a HUGE center island, and beautiful quartz countertops throughout! Enjoy the added privacy of an end unit with plenty of outdoor yard space for entertaining, relaxing, or playing! Even has irrigation system for the yard covered by the HOA! Additional highlights include a one-car garage, abundant natural light, and a beautifully maintained interior that's truly MOVE-IN READY! **LOCATION, LOCATION, LOCATION!** Situated in one of Gallatin's most exciting and growing areas, just minutes from Old Hickory Lake access, Foxland Harbor, and Fairvue Plantation Country Club! Enjoy nearby golf, boating, shopping, dining, and an expanding selection of restaurants and retail destinations. Amazing schools! With continued development in the area and a proposed nearby marina, this location offers exciting possibilities for the future! Whether you're looking for low-maintenance living or a fantastic place to call home, this one checks all the boxes! **PRICED TO SELL AND READY FOR ITS NEW OWNER! DON'T MISS IT!**

204 Douglas Bend Rd Unit 1706, Gallatin

$318,000

2 Beds ⋅ 1 Baths ⋅ 3620538 MLS ⋅ ACTIVE Status ⋅ 0.29 Acres ⋅ 37066 Zip Code

345 Marrell St, Gallatin

$399,899

3 Beds ⋅ 2 Baths ⋅ 3619911 MLS ⋅ ACTIVE Status ⋅ 37066 Zip Code

A Bright, Inviting Home. A Community You’ll Love Calling Home. Morning coffee on the covered porch, an afternoon by the pool, or a friendly game of pickleball - at 1093 Stoney Brook Pvt Bnd, comfortable living meets an active lifestyle in Gallatin’s Nexus 55+ community. With 3 bedrooms, 2 baths, and 1,703 square feet, fresh white finishes and generous natural light give the open living spaces a welcoming feel. Sliding glass doors lead to a covered back porch, where dinner outdoors or a quiet morning feels even better with a backyard overlooking mature trees. At the heart of the home, the kitchen island brings seating, storage, a sink, and dishwasher together without separating the cook from the conversation. A pantry keeps essentials close, while the adjoining dining area has room for a separate table, perfect for casual meals or hosting friends. The primary suite provides a comfortable escape with dual vanities, a walk-in shower, and a walk-in closet. The third bedroom could easily serve as a home office, fitness room, craft studio, or guest bedroom, giving you flexibility as your needs change. A dedicated laundry room and garage add everyday convenience. Meet neighbors for tennis, pickleball, or bocce ball, then cool off in the pool or stretch out on its inviting sun shelf. Covered gathering spaces, outdoor tables, and comfortable seating offer places to share lunch and conversation, while fire pits set the scene for relaxed evenings. The clubhouse features a kitchen, meeting space with full audiovisual capabilities, and a fitness center, creating opportunities to stay active and connected. Historic Downtown Gallatin’s shops and dining, nearby grocery stores, local parks, and Old Hickory Lake add convenience and variety to your days. Whether your ideal afternoon is full of activity or spent unwinding on the porch, this home gives you a beautiful place to enjoy it. Discover your next chapter at 1093 Stoney Brook Pvt Bnd.

1093 Stoney Brook Pvt Bnd, Gallatin

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Gallatin Homes under $400,000

Newest Gallatin Homes under $400,000

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