Cumberland City Homes under $500,000

Welcome to Cumberland City, Tennessee—a hidden gem nestled in the heart of the Volunteer State. This charming town offers a unique blend of small-town warmth and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful retreat. With its picturesque landscapes and friendly community, Cumberland City embodies the essence of Southern living.

One of the most appealing aspects of Cumberland City is its affordability. For those searching for their dream home, you’ll be delighted to discover a variety of homes available for under $500,000. Whether you’re looking for a cozy cottage or a spacious family home, the real estate market here offers diverse options that cater to different tastes and lifestyles. Many of these homes feature beautiful yards, modern amenities, and easy access to local parks and recreational areas, perfect for enjoying Tennessee’s stunning natural beauty.

Cumberland City is not just about homes; it’s about a lifestyle. The town boasts a close-knit community where neighbors become friends and local events bring everyone together. Enjoy leisurely strolls along the scenic streets, or take advantage of nearby outdoor activities like fishing, hiking, and boating on the beautiful Cumberland River.

With its affordable housing options, welcoming atmosphere, and rich Southern charm, Cumberland City is a place where you can truly feel at home. Discover your slice of paradise in this enchanting town, and let the journey to your new home begin!

Newest Cumberland City Homes under $500,000

1142 Cumberland City Rd, Cumberland City

$449,900

4 Beds ⋅ 3 Baths ⋅ 3628522 MLS ⋅ COMING SOON Status ⋅ 4.4 Acres ⋅ 37050 Zip Code

Looking for country charm, room to spread out, and space to bring your homesteading dreams to life? This unique property offers 4.4 acres of possibilities! Featuring 4 bedrooms, 3 bathrooms, and the rare bonus of TWO master suites, this home offers flexibility for a variety of living arrangements. Step outside and discover your own backyard retreat! Cool off in the impressive 30,000-gallon in-ground pool, relax beneath the gazebo, or enjoy the convenience of having a pool shed to house all of the pool supplies or turn it into a she/he shed. With a chicken coop and garden shed already in place, you have a head start on creating your own mini farm, growing a garden, or enjoying a more self-sufficient lifestyle. Need room for vehicles, equipment, and recreational toys? The three-bay garage offers versatile space for cars, farm equipment, hobbies, and storage. The tall carport adds even more flexibility, with room for an RV, pontoon boat, or other oversized equipment. Whether you're dreaming of a small homestead, a country getaway, or simply more space to enjoy the outdoors, this property combines acreage, practical amenities, and endless possibilities. Come see what country living can look like! All information deemed true and correct.

1142 Cumberland City Rd, Cumberland City

$444,900

4 Beds ⋅ 3 Baths ⋅ 3626626 MLS ⋅ ACTIVE Status ⋅ 1.86 Acres ⋅ 37050 Zip Code

SELLER CONCESSIONS OFFERED!! Nestled on 1.86 acres of serene countryside, this newly constructed estate offers over 3,000 square feet of masterfully designed living space. The open-concept floor plan maximizes natural light and flow, creating an inviting environment for both daily living and large-scale entertaining. At the heart of the home is a gourmet kitchen adorned with sleek quartz countertops and stainless-steel appliances. The primary suite serves as a private oasis, boasting 2 walk-in closets and an impeccably tiled custom shower. The home boasts additional finished rooms and two sprawling recreation spaces, offering limitless configurations for work, fitness, or leisure. Outside, enjoy unbroken pastoral views and absolute privacy, with ample acreage to expand with a custom workshop or outdoor living pavilion.

476 Buckeye Rd, Cumberland City

$299,900

3 Beds ⋅ 2 Baths ⋅ 3620885 MLS ⋅ ACTIVE Status ⋅ 1.62 Acres ⋅ 37050 Zip Code

Enjoy peaceful country living in this newly built home on scenic Davenport Road! Set on a spacious lot with beautiful views of the surrounding countryside, this 2-bedroom, 2-bath home offers modern comfort with plenty of charm. The open-concept kitchen and living area feature a large island and stainless steel appliances, creating an inviting space for everyday living and entertaining. A separate office with a closet provides flexible space for a home office, playroom, or additional storage. The primary suite includes a private bath with a double vanity. Outside, the backyard offers a great space to relax, play, or entertain while enjoying the quiet country setting. Conveniently located near Montgomery Central schools, with potential school choice options if open enrollment is available. A school bus stop is located at the intersection of Ellis Mills Road and Hwy 13. Enjoy the privacy and beauty of country living while remaining just a short drive from town! / SPECIAL BUYER INCENTIVE! Qualified buyers may save up to $103 per month, up to $1,232 during the first year with a special 0.50% first-year rate reduction through our preferred lender, NextMortgage. This incentive is available on eligible loans locked October 7 through December 31, 2026. Savings are estimates based on 100% financing and a 30-year mortgage

988 Davenport Rd, Cumberland City

$349,900

3 Beds ⋅ 3 Baths ⋅ 3619769 MLS ⋅ ACTIVE Status ⋅ 0.99 Acres ⋅ 37050 Zip Code

Charming farmhouse blending timeless 1910 character with UPDATES! Situated on a huge corner lot of approximately one acre in peaceful Cumberland City, this home offers 3 bedrooms, 2.5 baths, and a flexible layout with additional space for a home office, hobby room, or extra living area. The main level primary suite adds convenience, while the large, open kitchen and dining area features granite countertops, stainless steel appliances, a tile backsplash, and plenty of cabinet space. True hardwood floors preserve the home's original farmhouse feel, complemented by updated systems for modern day living. Upstairs, the bonus room offers additional flexibility, with the option to function as a second primary suite. A separate utility room adds everyday convenience, while the covered patio provides a great spot to relax or entertain outdoors. Enjoy the spacious, level yard with room for gardening, outdoor activities, or simply taking in the peaceful surroundings. Just a short walk or an even shorter drive to the Cumberland River and historic Cumberland City Ferry! Approximately 35 minutes from Clarksville's shopping, dining, and everyday amenities, this home offers the character of a classic farmhouse with the updates today's buyers are looking for!

606 Thomas Ave, Cumberland City

$285,000

3 Beds ⋅ 2 Baths ⋅ 3610905 MLS ⋅ ACTIVE Status ⋅ 0.38 Acres ⋅ 37050 Zip Code

Welcome to Kade’s Cove, a brand-new subdivision offering peaceful, off-the-grid living with modern convenience. This community will feature just four exclusive homes, making it a rare investment opportunity — purchase individually or as an investment package for rentals and more! Enjoy the perfect balance of tranquility and accessibility — just a 5-minute drive to the TVA plant, 25 minutes to downtown Clarksville, 45 minutes to Dickson, and a little over an hour to Nashville. Whether you’re looking for a personal retreat or a high-demand rental investment, Kade’s Cove offers tremendous potential for return and quality of life. Now accepting pre-sales for the two other lots available. Please contact Listing Agent for further questions for layout etc. ***Will have landscaping done and wooden deck off the back door when completed. Seller/agent.

202 Wallace St, Cumberland City

$414,900

3 Beds ⋅ 2 Baths ⋅ 3610122 MLS ⋅ ACTIVE Status ⋅ 3.01 Acres ⋅ 37050 Zip Code

Bring the rocking chairs this one comes with the kind of peace and quiet people move to the country for. Sitting on 3.01 +/- acres, this property is actually TWO parcels being sold together, giving you something that’s getting harder and harder to find: space now AND possibilities later. Keep every inch for yourself, spread out and enjoy it, or explore the potential for an additional homesite down the road. And then there’s THE SHOP. The sellers’ favorite part, and it’s easy to see why. This Amish-built 40x60 shop offers 2,400 sq. ft. of space with a 6-inch concrete slab reinforced with fiber and mini rebar, a 100-amp service panel, two 12x12 insulated doors, and one 8x8 insulated door. The roof also features bubble-wrap insulation to help prevent condensation. Whether your thing is projects, toys, tools, hobbies, storage, or simply having a place where nobody asks what you’re working on, this shop gives you room to do it all. The inviting 3-bedroom home + office/bonus room offers approximately 2,280 sq. ft. and plenty of room to live comfortably. Inside, you’ll find a HUGE walk-in pantry, spacious laundry room with utility sink, and even the washer and dryer stay. Kick back on the covered side deck, enjoy the quiet, and take advantage of all that acreage to make the place your own. Tucked away on a quiet gravel road with extremely minimal traffic, this is country living the way it’s supposed to be peaceful, private, and with enough breathing room to actually enjoy it. Love the outdoors? You’re close to popular boat ramps, fishing areas, Cross Creeks National Wildlife Refuge, the Cumberland River and Kentucky Lake, with Land Between the Lakes just a short drive away. Quiet enough to hear yourself think. Close enough to Clarksville and Dover when you need civilization. Come see it for yourself just don’t forget the rocking chairs… you won’t want to leave.

160 Waldon Rd, Cumberland City

$475,000

4 Beds ⋅ 3 Baths ⋅ 3597046 MLS ⋅ ACTIVE Status ⋅ 3.5 Acres ⋅ 37050 Zip Code

Pictures are great—but this beautiful country home is even better in person! Nestled on a private 3.5-acre, tree-lined lot, this stunning property offers the perfect blend of peaceful country living, spacious indoor living, and incredible entertaining space. Step onto the covered front porch, the perfect spot to enjoy your morning coffee or unwind in the peaceful surroundings. Inside, you'll find a spacious open-concept kitchen and dining area, with new appliances installed in 2022 and plenty of room for gathering with family and friends. The home features 5 bedrooms and 3 full bathrooms, including 4 bedrooms and 2 full baths upstairs, plus a bedroom/flex room, hobby room, and full bath in the finished walkout basement. The owner's suite offers a relaxing retreat with a separate soaking tub and walk-in shower. The fully finished basement is an entertainer's dream, complete with a built-in bar and pool table that stays with the property. The basement also includes a storm shelter with a reinforced basement storm door, a separate storage area, and convenient walkout access. Step outside onto the large back deck and take in the beautiful views and tranquility of your private acreage. The property also includes a large shop/garage, offering plenty of space for vehicles, hobbies, equipment, or additional storage. Recent updates include: • New roof — 2022 • New kitchen appliances — 2022 • New water tank — 2023 • New LVP flooring — 2024 • Septic tank pumped — 2026

508 Gunson Ridge Rd, Cumberland City

$380,000

2 Beds ⋅ 2 Baths ⋅ 3594047 MLS ⋅ ACTIVE Status ⋅ 27 Acres ⋅ 37050 Zip Code

Looking for a farm? Here it is! This beautiful property offers a farmhouse situated on approximately 27.0 acres+/- providing plenty of room for farming, livestock, recreation, or simply enjoying the peaceful country setting. The property features a barn, implement shed, storage building, metal dome hay building, 3 carport awnings, two ponds, and a creek, offering numerous possibilities for the new owner. This 1,600 sq ft farmhouse offers an open concept with 2 bedrooms, 2 full baths, an eat-in kitchen, and a large living room, with plenty of space for relaxing and entertaining. The home is currently serviced with well water, City water available at the property. Whether you're looking for a working farm, mini-farm, or private country retreat, this property offers the land and amenities to make your vision a reality.

4465 Hwy 46 N, Cumberland City

$500,000

3 Beds ⋅ 2 Baths ⋅ 3545118 MLS ⋅ ACTIVE Status ⋅ 4 Acres ⋅ 37050 Zip Code

**Experience modern living with clean lines, elevated finishes, and thoughtful design throughout this newly built 3‑bedroom, 1,921 sq. ft. home in Middle Tennessee.** Blending contemporary style with functional comfort, this home offers a refined retreat for buyers seeking privacy, acreage, and a streamlined aesthetic without sacrificing convenience. The open‑concept layout showcases a **modern kitchen with custom cabinetry, sleek fixtures, quartz surfaces, and a large island** that anchors the space. The dining area is framed by **expansive windows** that maximize natural light and create a seamless connection to the surrounding landscape. Throughout the home, **designer lighting, curated finishes, and warm, modern flooring** elevate the overall feel. Enjoy **energy‑efficient construction**, **low‑maintenance materials**, and **flexible living spaces** ideal for entertaining, working from home, or relaxing in a peaceful setting. Located near **Clarksville, Springfield, and Nashville**, this property offers the perfect balance of rural tranquility and urban accessibility. **Price: $510,400 — includes both the home and the land.** Land preparation costs vary depending on the selected home placement and are not included. For detailed pricing, customization options, or builder consultations, contact the listing agent, **Colleen Marquez**. The floor plan can be modified to meet buyer preferences, including—but not limited to—**layout adjustments, finish selections, and additional design upgrades**. **Land may also be purchased separately. See MLS #: 3180138.** All images are sample representations and may reflect upgraded finishes. Buyers will select all final finishes and materials. Middle Tennessee homes for sale • Clarksville TN real estate • Springfield TN new construction • Modern home design • Acreage privacy • Contemporary living • Energy‑efficient new build • Luxury country living • Home on the Rock Real Estate Team

1 Barber Hwy, Cumberland City

$254,900

2 Beds ⋅ 3 Baths ⋅ 3542777 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.33 Acres ⋅ 37050 Zip Code

USDA-ELIGIBLE Cape cod charm! Seller Concessions Offered. Looking for a home with character, space, and a little something extra? This 2-bedroom, 2½-bath Cape Cod is one you don’t want to miss! Nestled on a corner lot with easy access to Clarksville, Erin, Dover & Land Between the Lakes (LBL) Inside, you’ll find: Beautiful shiplap ceilings Charming beadboard details Butcher block countertops Stainless steel appliances Primary bedroom conveniently located on the main floor Upstairs bedroom + half bath And the BONUS?! A 300-square-foot Amish-built, temperature-controlled shed — perfect for a workshop, hobby space, home gym, storage, or whatever your heart desires! 🏡 Charming. Functional. Convenient. And full of character.

302 Main St, Cumberland City

$290,000

3 Beds ⋅ 2 Baths ⋅ 3527673 MLS ⋅ ACTIVE UNDER CONTRACT Status ⋅ 0.54 Acres ⋅ 37050 Zip Code

200 Wallace St, Cumberland City

$449,000

2 Beds ⋅ 3 Baths ⋅ 3514744 MLS ⋅ ACTIVE Status ⋅ 5 Acres ⋅ 37050 Zip Code

Brand new 2 story house on 5 acres. Great room, formal dining, breakfast nook, kitchen with Island and pantry, 2 bedrooms and 2 flex rooms, that are unpermitted but have versatile use as den, office, bonus room, or study, totaling 4 rooms upstairs, 2 car garage. Custom feature like arches, coffered ceiling, metal deck spindles, some hardwood and tile floors, concrete driveway. SEE: Elevation and floor plan in documents, built home might have some slight changes.This property comes with a 2-1 rate buydown, reducing the buyer’s interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Shawn Kaplan of CrossCountry Mortgage to have offer accepted however must use Shawn Kaplan to receive the buydown. The Kaplan Team can issue loan approvals in as little as 5 days and close in 10. Restrictions apply. Shawn Kaplan NMLS184641. See attached flyer

822 Conger St, Cumberland City

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Cumberland City Homes under $500,000

Newest Cumberland City Homes under $500,000

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